Cara Memilih Exchange Kripto Terbaik untuk Malaysia

Jangan ikut nama — ikut 6 kriteria yang penting untuk rakyat Malaysia.

Kriteria 1: DuitNow/eWallet P2P

Tanpa DuitNow/TnG = impractical. Verify:

• P2P dengan peniaga MYR
• Deposit/saca via DuitNow/TnG/Maybank2U
• Spread P2R competitive (<1%)

❌ Coinbase, Kraken — no MYR ✅ Gate.io — DuitNow P2P

Kriteria 2: Fee Total Real

Fee spot ≠ total cost. Calculate:

• Spread P2P (buy USDT via DuitNow)
• Fee spot (buy BTC/ETH with USDT)
• Total = spread + fee

Gate.io: 0.5-1% + 0.2% = 0.7-1.2% Binance: 1-2% + 0.1% = 1.1-2.1% Coinbase: 2-3% + 1.5% + US$25 = 4-6%

Kriteria 3: Keselamatan

• 2FA Google Auth ✅
• Anti-phishing code ✅
• Hack history (reimbursed?)
• Insurance/reserve

Gate.io: 13 tahun, hack reimbursed 100% Binance: SAFU, never hacked

Kriteria 4: Kripto Count

BTC/ETH only → 250+ cukup Explore altcoins → 3,700+ needed

Gate.io: 3,700+ (most variety) Binance: 350+ (enough for most)

Kriteria 5: KYC MyKad

• MyKad accepted ✅
• Selfie simple
• Approval <10 min
• App/interface BM ✅

Gate.io ✅ Binance ✅ Coinbase ❌ (passport + English proof)

Kriteria 6: Regulasi BNM

BNM boleh sekat transaksi crypto. Risk for both.

• Don’t keep > RM20,000 in exchange
• Have independent wallet (seed phrase)
• Use P2P within exchange

See Anti-Sekat Bank.

Checklist

• DuitNow/eWallet P2P?
• Fee total <1.5%?
• 2FA + anti-phishing?
• KYC MyKad?
• App BM?
• Kripto cukup?
• Regulasi acceptable?

Gate.io lulus semua 7 → Daftar →

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Berkaitan: Gate.io vs Binance | Cara Beli Bitcoin